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The strangest thing about security is that it so rarely has anything to do with security. Smart security is risk management, and risk management is about money. In our complex, technological society, people are ill-equipped to manage their own risks. Hence, they turn to proxies: regulatory agencies, legislators, companies, professional organizations, insurance companies, courts. The problem is these proxies don't have the same agendas as people who rely on them; they respond to outside pressures. For example, the FAA is entrusted with airline safety, but also responds to financial needs of airlines. This talk looks at security proxies and these externalities, and discusses how this affects security in ways profounder than the tactics of technological countermeasures.